What's a virtual smartcard?

We all use physical smartcards every day:


  • Qualification / competency cards

  • ID cards

  • Bank cards

  • Access control cards

  • Loyalty cards

  • Visitors cards

  • Membership cards

  • Gym, golf club or other cards.


So, wouldn't it be great to have a digital version of these on your smartphone, all in one app?

Now you can. Vircarda securely stores all your smartcards virtually, in one app, on your Android or iOS device. 

What do you need?

All you need is for your employer, trade/professional body or membership organisation to issue you with a virtual smartcard using our platform. The rest is simple.

Each time a virtual smartcard is created, an email and/or SMS is sent to you providing your unique personal registration number and PIN. These are required to add the new card to your Vircarda App. 

Now you have a virtual version of your physical card, with you all the time.


Vircarda, your world connected.

Why use Vircarda? 

Two smart mobiles displaying the Vircarda App. The vertical smart mobile phone displays the splash screen of Vircarda and the horizontal displays the dashboard app with a sport membership smartcard load, the messaging tile and the card read activity loaded on the screen.

Vircarda securely stores all your virtual smartcards in one app.


For organisations

  • Quick and easy to set-up and issued instantly

  • Highly cost effective to implement and manage

  • Update, renew, cancel, suspend and reactivate in real-time

  • Flexible functionality for managing card content and design

  • Ability to send contextual notifications and in-app messages to your cardholders

  • Virtual smartcards can be issued in conjunction with physical cards

  • A scalable, robust and secure solution for organisations of any size

  • Read virtual smartcards with iOS and Android devices as well as PCs

  • Alternative solution to purchasing and printing physical cards 

For cardholders

  • Free, quick and easy to download

  • Cards can be issued instantly

  • Compatible with iOS and Android

  • Ability to store multiple smartcards 

  • Additional data can be stored against the card

  • Information is always up-to-date

  • Instant notifications every time your card is read



Launch the power of push notifications

and messaging


"...We build smartcard solutions for over 3 million users, discover what we can do for you..."

Reference Point Ltd



Download Vircarda

Getting started is simple.

  1. Download and open Vircarda from the appropriate app store

  2. Enter your Registration and PIN Number provided by your card issuing organisation

  3. Check the details are correct on your virtual card

  4. Register and create your account

Please visit our FAQ page for more help with getting started.


Compatible with smartphones 

and tablets.

Download Vircarda app button in the Google Play store


Compatible with iPhone,

iPad and iPod touch.

Download Vircarda app button in the App store

Contact Us

If you are interested in exploring the opportunities of Virtual Smartcards for your organisation, please get in touch:

Call: +44 (0)1753 279927 

Email: sales@referencepoint.co.uk


If you need help with the Vircarda App

Take a look through our Frequently Asked Questions

If you can't find the answer to your question

Contact your card issuing organisation

Your card issuing organisation's support contact details can be found on the 'Card Details' screen.

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